Finance Available
- Apply Online
- Instant Decision

Get credit at the checkout

Select the product and decide on the options. Add the item to your basket, then simply click on “Apply for Finance”. The process is simple.

Instant decision

Completing your application will take about 5 minutes. Our finance partner is Pay 4 Later. Credit is provided subject to status.

Your order shipped FAST

If the item is in stock you will be contacted by our delivery team to arrange a delivery date. If it needs to be made to order they will contact you as soon as it has been made.

Get the product you want now

We have a huge range of products which we offer finance on. Giving you the flexibility to get the item you want and spread the cost.

Paperless application process

Everything is completed online, with no paperwork to print and post. Our industry leading process is straightforward and easy to understand.

Pay just the deposit today

Pay a minimum of 10% for interest bearing credit, or 20% for interest free credit today. You can use your debit or credit card to do this. Monthly payments start one month after your product is delivered.

Qualifying for credit - things you will need

You must be over 18 years of age
You must be a UK resident with at least 3 years continual address history
You must be in full time employment, unless retired or a house-person with a spouse in full time employment
You must have a UK bank account capable of accepting Direct Debits
The goods must be delivered to your home address

Frequently asked finance questions:

How much can I borrow?

When going through the checkout, just fill out Pay 4 Later's easy online application form and you can be approved for up to £5,000 to use for the product you wish to purchase. Use our Calculator to determine how much you can spend based on your monthly payments.

Is A Deposit Required?

Yes, a minimum 10% deposit will need to be paid upon acceptance. To qualify for our Interest Free offer you will need to pay a 20% deposit.

How Are My Monthly Payments Made?

All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the date of delivery and subsequent monthly payments will be due every month for the length of your term on that day of the month.

What Type Of Product Can I Buy On Finance?

Anything on our website which is marked showing that it is available on Interest Free Credit (0% APR) or Low Monthly Payments (19.5% APR).

What Length Of Repayment Is Available?

You can choose a 12, 24 or 36 month loan repayment period for interest bearing credit, or 10 months for interest free credit.

How Do I Apply?

You can apply on our website, simply follow the checkout process and select “Apply For Finance”.

Can I Pay Off My Loan Early?

You can settle your loan agreement at any time. Simply contact Pay4later and they will calculate and send you your settlement figure. Your settlement figure and date are calculated in line with the Consumer Credit Act.

Can I apply for finance in the showroom?

Yes you can. Just bring along your chip and PIN enabled VISA or Mastercard credit or debit card, which we will verify and take your deposit from.

Consumer credit service provided by Pay4Later in association with Moneyway. Pay4Later is licensed by The Office of Fair Trading (Consumer Credit Licence: 0616240). For more information please refer to our frequently asked questions or visit http://www.pay4later.com/.

Moneyway is a Trading name of Secure Trust Bank PLC. Secure Trust Bank is authorised and regulated by the Financial Services Authority, licensed by the Office of Fair Trading and a member of the Finance and Leasing Association. For more information please visit http://www.securetrustbank.com/